Unmitigated NPAs are the biggest vulnerability for all banks and financial institutions alike. Keeping them in check and recovery of delinquent loans are the highest priority to sustaining profitability. Delinkure is an all-inclusive solution that can help you identify delinquency-prone loans in advance. Compatible with every CBS solution, Delinkure can assist in the recovery process and bring non-performing assets down to an optimal low.
Delinkure is a Non-Performing Asset (NPA) and Risk Prevention Tool that utilizes Predictive Modeling to help banks take-charge and prevent loans from becoming Non-Performing Assets, helping to maintain expected revenue and lending capacity for financial institutions. There are 3 steps to curing delinquency:
- Sieves through entire CBS database for delinquent-loan patterns.
- Identifies possible defaults and grades them according to weighted parameters.
- Notifies preset authorities according to threat level at regular intervals.
- In-built customer interaction for recovery of debt.
- Comprehensive RBI-conformed reparation procedure
- Complete documentation of individual proceedings.
- Documentation after successful debt-recovery.
- Elaborate data visualization of progress.
- Customizable analytics to create future action plan.
Compatible with all core banking software
Streamlined case management workflow
Customizable rule engine
Permission based hierarchy
US based support and implementation
We can help your business grow with our industry leading technology solutions and services.