Loan Management Solution

PRODUCT OVERVIEW

Speridian’s Loan Management Solutions is a comprehensive, integrated, customizable, browsed based solution. This is designed to manage the complete lifecycle of loan (LAP (Co-Lending), Home Loan , Business Loan, Personal Loan, Gold Loan, Vehicle Finance, Supply Chain Finance). It enables consumers to quickly implement custom-made products and automate their business processes, thus improving overall operational efficiency. Speridian creates a consistent, seamless digital borrower experience for large multinational corporations, mid-sized and small business customers, and consumers.

KEY FEATURES

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Complete Business Control

Robust system architecture handles automation and adapts to product requirements with an embedded rules engine

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Regulatory Compliance

Government regulatory requirements and statutory reports are automated and delivered in a timely, accurate manner

360 Degree Customer View

Financial institution will be able to track all relationships and facilities for each customer on a single platform

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User Based Work Engine

User-based workflows automate processes, eliminating duplicate work and printing/mailing of documents

Modification to Existing Loans

Enables easy modification to existing lends

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Operational Efficiency

Straight through and bulk processing capabilities and API stack for digital loan servicing

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Flexibility

Client can define various types of transaction and allocation priorities along with multiple configurations

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Flexible Repayment Frequency

Daily, weekly, and bi-weekly repayment frequencies supported for both, single and multiple disbursals

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Value Added Products

Offer loan and value-added products to reduce operational costs and increase profit margin

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Collateral Linking

Provision to link an existing collateral to an active or closed loan